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Mortgage and home equity loans

Mortgage and Home Equity Loans

GEOGRAPHIC TRADE/LENDING AREA The Bank’s primary trade area is defined as all counties in which Riverview Bank and its operating divisions maintain a branch location. The Bank’s secondary trade area includes the contiguous counties surrounding those counties. Riverview Bank NMLS #65494.




Riverview Bank offers both conforming and non-conforming mortgages to provide the greatest range of choices and competitive rates.  Conventional Fixed Rate and Adjustable Rate Mortgages are available.  Count on Riverview Bank for all your residential mortgage needs, including:

  • Construction Mortgages
  • First Time Homeowner Products
  • VA Loans
  • USDA Loans
  • FHA Loans
  • Jumbo Loans
  • Blanket Mortgages
  • Mortgage Refinance
  • Swing Loans
  • Lot Loans

Meet with one of our knowledgeable local mortgage officers for a pre-qualification. Conveniently apply online today through our mortgage application link or call for a personal, one-on-one appointment and get started today!



Kristi J Rich
AVP, Mortgage Loan Originator
NMLS #1746161
Cell: 814.245.4752
Phone: 814.762.8876 Ext: 8876



Mortgage Calculator


Loan Amount:
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*The accuracy of payment calculator is dependent upon the accuracy of input, therefore Riverview Bank is not responsible for calculator results..

Home Equity Loans

Your home may be your biggest investment and the most valuable when it comes to borrowing money. A Home Equity Loan can be used for debt consolidation, education, home improvement, major purchases – just about anything you can imagine. And because the loan is secured by your home, interest may be tax-deductible (consult your tax advisor.)

Home Equity Installment Loans

  • Fixed rates, with fixed monthly payments
  • Terms from 5 years to 15 years with fixed interest rates
  • Fixed monthly payments to fit your budget
  • .25% discount for automatic draft of your loans payment from a Riverview Bank checking or savings

Home Equity Line of Credit

  • 20 year Home Equity Line of Credit, fixed rate for first 4 months and variable thereafter
  • Initial 10 year interest-only draw period gives you maximum flexibility
  • Plus 10 year repayment period allowing you to pay back loan in monthly installments
  • .25% discount for automatic draft of your loan payment from a Riverview Bank checking or savings


All loans subject to credit approval.




Mortgages at Citizens Neighborhood Bank