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What Does Ice Cream & Banking Have in Common? Regulations!

Family Eating Ice Cream and Taking a picture.

Estimated reading time: 3 minutes

In banking there are two important factors – amongst a list of many – that are vital in being relevant and superior. 1.) Provide our customers peace of mind committing to safety and security – through our compliance policies and procedures. 2.) Know and appreciate the unique qualities of our hometown communities. We all know that Banks are one of the most highly regulated industries in the United States. But did you know that milk and dairy products are among the most highly regulated foods in the nation? And in Pennsylvania, amongst the 200 banks available, there are over 5,430 dairy farms.

June is National Dairy month.

Who does not enjoy a cold glass of milk with a freshly baked cookie? – or-Who is up for an ice cream cone on a 90-degree day? With recent food illness outbreaks, people are concerned about the safety of their food now more than ever.

Banking and Dairy industries share at least one common goal – consumer protection.

Dairy farmers, industry personnel and regulators work together to ensure the safety and soundness of the milk we drink. Throughout the process, the dairy industry works closely with the Food and Drug Administration (FDA), and state and federal regulators. Together, they monitor and test dairy production, processing, and marketing to ensure safety.

All milk and dairy products undergo a number of safety, quality and sanitation procedures on the farm, in transit, and at the processing plant. Preserving  the quality and safety of milk begins at the farm and follows through to the refrigerator. Every load of milk is tested and retested for safety and quality – up to 17 times throughout the process. Any milk not meeting federal and state standards is discarded, and never reaches consumers.

Did you know?

  • At the farm, cows producing the milk must be kept clean and comfortable. Similar to a Bank being examined for regulation compliance, Dairy farms are inspected regularly by a state sanitation inspection to make sure the milking equipment, housing facilities and cows are clean. The Food and Drug Administration (FDA) also inspects farms to ensure safety.
  • Healthy cows produce quality milk. When cows get sick, they are given medicine, much like an antibiotic a doctor would prescribe for a human. When a cow is given an antibiotic, her milk is discarded until she has tested or deemed by a veterinarian to be healthy again. Then the milk is tested before it is shipped for processing to make sure the milk is free of antibiotic residue.
  • Human hands never touch the milk. Cows are milked 2 or 3 times a day. The milk from a cow flows from her udder to pre-sanitized pipes connected to a large milk tank. The milk is quickly cooled to 40 degrees Fahrenheit.
  • Milk is transported from the farm to processing plants in an insulted tank. Before it is delivered to the plant, it is tested for safety and quality. Once the milk passes several safety checks, the milk is pasteurized to ensure the milk and dairy foods are safe to eat and drink.

With the abundant similarities between banking and dairy farming; along with this great knowledge share, i have one thought- who screams for ice cream! I do!

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