Business Savings

Be Prepared for the Future!

We Have Solutions for Businesses of Every Size

Compare our Savings Account Options

Help Your Employees Plan for Tomorrow

Check Out Saving Options to Add to Your Company Wellness Plan

BUSINESS SAVINGS ACCOUNT OVERVIEW

Statement Savings

Statement Savings

  • Ability to Earn Interest
  • Business Anywhere Tools
  • Accessibility of Your Funds
View Business Savings Matrix For Details
Money Market

Money Market

  • Business Anywhere Tools
  • Competitive Interest Rates Starting at Balances of $2500.00 and Over
  • Access to Your Funds
View Business Savings Matrix For Details
Prestige Money Market

Prestige Money Market

  • Competitive Tiered Interest Rates Starting at Balances of $10,000.00 and Over 2
  • Access to Your Funds
  • Business Anywhere Tools
View Business Savings Matrix For Details
Certificate of Deposit

Certificate of Deposit

  • Competitive Interest Rates
  • Multiple Term Options with a Fixed Rate of Return
  • Business Anywhere Tools
View Business Savings Matrix For Details

Business Savings Account Matrix

Account Name Monthly Service Charge Interest Earned 3 Minimum Deposit to Open Recurring Deposit Withdrawals Statement Options
Statement Savings Maintain a $100.00 daily balance and we will waive the $2.00 Monthly Service Charge2. Yes, on balances $100.00 and over. $100.00 Unlimited Allowable up to Regulatory Limit of 6 Transfers per Statement Cycle. eStatement or Paper Statement
Money Market  Maintain a $2,500.00 daily balance and we will waive the $10.00 Monthly Service Charge2. Yes, balance tiered rates on balances $2,500.00 and over. $2,500.00 Unlimited Allowable up to Regulatory Limit of 6 transfers and/or checks written per Statement Cycle. eStatement or Paper Statement
Prestige Money Market  Maintain a $10,000.00 daily balance and we will waive the $15.00 Monthly Service Charge2. Yes, balance tiered rates on balances $10,000.00 and over. $10,000.00 Unlimited Allowable up to Regulatory Limit of 6 transfers and/or checks written per Statement Cycle. eStatement or Paper Statement
Certificate of Deposit (CD) None Yes, Annual Percentage Yield (APY) varies based on account term. Terms range from 7 days to 120 months. Varies, based on account term selected. None An early withdrawal prior to maturity may incur an early withdrawal penalty. NA
Beneficial Accounts for Your Employees
Health Savings Account (HSA)1 No Monthly Service Charge and No Minimum Balance Requirement. Yes, on all balances. $25.00 IRS Regulations Apply. IRS Regulations Apply. eStatement or Paper Statement
Individual Retirement Account (IRA) None  Yes, Annual Percentage Yield (APY) varies based on account term. Terms range from 7 days to 120 months. Varies, based on account term selected. None An early withdrawal prior to maturity may incur an early withdrawal penalty. NA
 

1Health Savings Account is designated to help build savings for current and future medical expenses, which will assist in the paying for qualified medical expenses of an eligible HSA owner and his/her family. Eligibility can be confirmed by your health insurance provider and tax/ legal professional.

2 To avoid the monthly service charge you must maintain the designated daily minimum balance each day. Should your balance fall below the required minimum amount anytime during a statement cycle, a monthly service charge will be imposed for that period.

3 To receive the Annual Percentage Yield (APY) you must maintain the designated daily minimum balance each day. Interest will be earned every day during the period that your account equals or exceeds the account’s designated minimum daily balance requirement.

For fees associated with our Products and services, please refer to our Fee Schedule. Please contact your local Community Office for full terms and conditions.

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Employee Benefit

Employee Benefit Savings Accounts

Your employees can benefit from our personal savings solutions too! Financial wellness is important, and you can help by providing your team resources such as Health Savings Accounts and access to information on retirement & budgeting, creating confident & knowledgeable employees that are ready to thrive in and out of the workplace.

Financial Wellness Center

PERSONAL SAVINGS ACCOUNTS TO BENEFIT YOUR EMPLOYEES

Health Savings Account (HSA)1

Health Savings Account (HSA)1

  • Ability to Earn Interest
  • Anywhere Banking Tools
Individual Retirement Account (IRA)

Individual Retirement Account (IRA)

  • Competitive Interest Rates
  • Possible Tax Advantages (Consult with your tax accountant.)
  • Anywhere Banking Tools
Learn about Business Anywhere Banking
Change the way you bank, not the way you live. We can help!

Business Anywhere Tools.

Keeping our relationships local and our banking tools convenient, our community banking philosophy.

  • Online Bill Pay
  • Corporate Credit Card
  • OnLine24
  • Access24 -Telephone Banking
  • Mobile Banking App -Now Offering Biometric Authentication, Open your app with your face or thumbprint.
  • OnLine24
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